InsuranceHealth Care Services
Blue Cross and Blue Shield of North Carolina (BCBSNC) is a health insurance company that provides health coverage to individuals, families, and businesses in North Carolina. It's part of the Blue Cross Blue Shield Association, which is a federation of 36 independent, community-based health insurance companies across the United States.
Here are some key points about Blue Cross NC:
Health Insurance Plans: BCBSNC offers a wide range of health insurance plans, including individual health plans, group employer plans, Medicare Advantage plans, Medicaid plans, and dental and vision coverage. These plans can vary based on coverage levels, premiums, and other factors.
Marketplace Plans: Blue Cross NC is one of the health insurance providers offering plans through the Affordable Care Act (ACA) Health Insurance Marketplace. People can shop for coverage during open enrollment periods or in special circumstances like qualifying for a special enrollment period due to life events (e.g., marriage, moving, loss of previous coverage).
Network of Providers: BCBSNC has a large network of doctors, hospitals, and other healthcare providers across North Carolina. The specific network and benefits depend on the type of plan a person has, such as PPO (Preferred Provider Organization) or HMO (Health Maintenance Organization) plans.
Community Focus: Blue Cross NC is known for its commitment to improving health outcomes in the state and promoting community health initiatives. They focus on providing affordable healthcare, promoting wellness, and supporting local health initiatives.